Auto Insurance Without a Social Security Number in Santa Monica, CA
Licensed California brokerage writing auto insurance for Santa Monica drivers using ITIN, Matricula Consular, or AB-60 licenses. No SSN required.
By Auto World Insurance Services · CA Broker License #6005606
Your quote is never sold to a list of agents — one licensed California broker (#6005606) contacts you.
Quick answer
In Santa Monica, 2.8% of workers take public transit and 3% of workers carpool (Census). For qualifying Santa Monica drivers, liability-only coverage starts at $31 a month — an advertised starting point, not a quote: your own rate depends on your record, mileage, vehicle and coverage choices, and different carriers price the same driver very differently, which is why we compare. We accept ITIN, Matrícula Consular, and AB-60 licenses.
Local data · Los Angeles County
How Santa Monica actually gets to work
Paperwork is one question; driving is another. The Census figures below describe how Santa Monica actually gets to work.
- Took public transit to work
2.8% of Santa Monica workers (1,379 of 49,796).
- Carpooled to work
3% of Santa Monica workers (1,508 of 49,796).
- An hour or more to work
7.2% of Santa Monica’s 33,315 commuters.
Sources
- U.S. Census Bureau, ACS 5-year estimates, 2023 — 2.8% and 3% (table B08301); 7.2% (table B08303)
Not insurance rates or quotes.
You do not need a Social Security number to buy auto insurance in California. If you live in Santa Monica and have an ITIN, a Matricula Consular or an AB-60 license, Auto World Insurance can quote and bind your policy today.
Santa Monica & Los Angeles County
In the year the state last ranked, 34 fatal or injury collisions in Santa Monica were hit-and-runs, which is what uninsured-motorist coverage exists for. Speed was a factor in 42 fatal or injury collisions in Santa Monica that year, and a speeding ticket goes on the same driving record your rate is built from. 50.8% of Santa Monica households run a single vehicle, so when that one car is off the road the whole household is, which is what rental and towing cover are actually for. 26.5% of Santa Monica commuters are at work inside fifteen minutes, and annual miles driven is one of the factors California rates on. 40.6% of workers here are on the road half an hour or more each way, and more time on the road is more exposure, whatever your record looks like. 50.6% of Santa Monica workers drive to work alone, which is why almost every household here needs its own policy rather than a shared one.
Sources: California Office of Traffic Safety, Crash Rankings; U.S. Census Bureau, American Community Survey 2023 5-year estimates
Driving in Santa Monica
Closest DMV offices taking license applications
- Santa Monica — 2235 Colorado Avenue, Santa Monica 90404
Source: California DMV field office list, retrieved September 21, 2026.
City population
93,076
Liability coverage from $31 a month. Yes, really.
State-minimum coverage for less than a tank of gas. Not everyone qualifies — two minutes tells you if you do.
Quote Santa Monica today
Insurance in Santa Monica: What Local Drivers Should Know
California DOJ crime figures count 389 vehicle thefts in Santa Monica for 2025, down from 569 in 2022. Liability insurance never pays for your own car; comprehensive is the coverage that pays when a car is stolen, after the deductible.
Source: California DOJ OpenJustice — Crimes and Clearances (1985–2025)
Major routes
I-10 · SR-1 · SR-2
SR-22 / DMV
We normally file your SR-22 electronically with the California DMV the same business day your policy is bound. The closest DMV field offices to Santa Monica that accept proof of insurance are the Santa Monica and Culver City offices.
Carriers we write for Santa Monica
National General · Bristol West · Kemper
Frequently Asked Questions
Does the DMV treat an ITIN policy on a Santa Monica car differently?
Sources: U.S. Census Bureau, American Community Survey 5-year estimates (2023) — Santa Monica city, California; California DMV — Insurance Requirements
Where does my information go when I buy a policy in Santa Monica?
I ride to work with coworkers in Santa Monica. Do I need my own policy?
Sources: U.S. Census Bureau, American Community Survey 5-year estimates (2023) — Santa Monica city, California; California Vehicle Code section 16028
Our family shares cars in Santa Monica. Can everyone be on one policy?
What if a driver hits me in Santa Monica and leaves?
Sources: California Office of Traffic Safety, OTS Crash Rankings — Santa Monica, 2023 (derived from SWITRS)