Motorcycle Insurance in Chino, CA
California motorcycle coverage for Chino riders — liability, comp, collision, and custom parts. We compare multiple California-admitted carriers in one call.
By Auto World Insurance Services · CA Broker License #6005606
Your quote is never sold to a list of agents — one licensed California broker (#6005606) contacts you.
Quick answer
In Chino, 18 people were killed or injured in crashes with a motorcycle involved and 77 speed-related fatal or injury collisions were recorded in 2023 (OTS). Chino drivers are priced on their record, mileage, vehicle and coverage choices, and different carriers price the same driver very differently — which is why we compare, and why the free two-minute quote is the only number that is actually yours.
Local data · San Bernardino County
What the state counts for Chino riders
Motorcycle casualties get their own line in California’s crash rankings, scored against cities the same size. This is Chino’s line.
- Motorcycle involved
Chino, 2023: 18 people were killed or injured in motorcycle-involved collisions.
57th of 103 in OTS size group C (1 = worst) — around the middle.
- Speed-related
Chino, 2023: 77 fatal or injury collisions were speed-related.
17th of 103 in OTS size group C (1 = worst) — among the worst fifth.
- 9pm to 3am
Chino, 2023: 30 fatal or injury collisions happened between 9pm and 3am.
64th of 103 in OTS size group C (1 = worst) — better than most.
Sources
- California Office of Traffic Safety (OTS), 2023 — 18, 77 and 30
Not insurance rates or quotes.
Motorcycle insurance in Chino works differently from a car policy. California requires the same liability minimums for a motorcycle as for a car, but coverage for the bike itself, custom parts and passengers is handled separately — so the plan should fit how you actually ride.
Chino & San Bernardino County
The average one-way commute in Chino runs about 34 minutes, and mileage is one of the few rating factors you can actually change. 18.4% of Chino commuters spend an hour or more getting to work each way, which is a different risk picture from a short local drive. 0.9% of Chino workers get to work on public transit, so plenty of people here drive occasionally rather than daily. 13.5% of Chino workers now work from home — and if your car stopped commuting, your policy should say so, because annual miles are part of the rate. The state's own crash rankings recorded 445 people killed or injured on Chino roads in a single year, which is the number your liability limits are really there for. 22 pedestrians were killed or injured here in the same year, and pedestrian claims are exactly where a thin liability limit runs out.
Sources: U.S. Census Bureau, American Community Survey 2023 5-year estimates; California Office of Traffic Safety, Crash Rankings
Driving in Chino
Closest DMV offices giving motorcycle tests
- Pomona — 1600 S Garey Avenue, Pomona 91766 · about 1 mile from the Chino city limits (straight line)
- Norco — 3201 Horseless Carriage Drive, Norco 92860 · about 3 miles from the Chino city limits (straight line)
Source: California DMV field office list, retrieved September 21, 2026.
City population
91,403
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Insurance in Chino: What Local Drivers Should Know
California DOJ figures show 158 vehicle thefts reported in Chino in 2025, down from 282 in 2022. A stolen car is a comprehensive claim, not a liability one, so a liability-only policy would not pay for it.
Source: California DOJ OpenJustice — Crimes and Clearances (1985–2025)
Major routes
SR-71 · SR-60 · SR-83
SR-22 / DMV
We normally file your SR-22 electronically with the California DMV the same business day your policy is bound. The closest DMV field offices to Chino that accept proof of insurance are the Pomona and Norco offices.
Carriers we write for Chino
Bristol West · Kemper · National General — servicio en español disponible
Frequently Asked Questions
How dangerous is riding in Chino, in numbers?
Sources: California Office of Traffic Safety, OTS Crash Rankings — Chino, 2023 (derived from SWITRS)
How often does a motorcycle show up in a Chino crash report?
Sources: California Crash Reporting System (CCRS), CHP — California Open Data Portal (2023)
Is riding at night in Chino riskier?
Sources: California Office of Traffic Safety, OTS Crash Rankings — Chino, 2023 (derived from SWITRS)
I want to commute by motorcycle in Chino. What should the quote say?
Sources: U.S. Census Bureau, American Community Survey 5-year estimates (2023) — Chino city, California
How much do drinking-related crashes figure in Chino?
Sources: California Office of Traffic Safety, OTS Crash Rankings — Chino, 2023 (derived from SWITRS)