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Daly City, San Mateo County

SR-22 Insurance in Daly City, CA

After a suspension, DUI, too many points, or an at-fault accident while uninsured, the California DMV may require an SR-22. Auto World files it electronically and writes the policy behind it — usually same day. Serving Daly City drivers.

By Auto World Insurance Services · CA Broker License #6005606

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Quick answer

In Daly City, 11 people were killed or injured with a drinking driver aged 21 to 34 and 21 hit-and-run fatal or injury collisions were recorded in 2023 (OTS). Daly City drivers are priced on their record, mileage, vehicle and coverage choices, and different carriers price the same driver very differently — which is why we compare, and why the free two-minute quote is the only number that is actually yours. Auto World Insurance runs multiple California carriers in one call, and same-day coverage is usually available. Call (619) 363-4466 for a free quote.

Local data · San Mateo County

The Daly City record behind a filing

An SR-22 follows something that already happened on the road. These are the state’s counts for Daly City.

Driver 21 to 34 had been drinking

Daly City, 2023: 11 people were killed or injured in collisions where a driver aged 21-34 had been drinking.

40th of 62 in OTS size group B (1 = worst) — better than most.

Hit and run

Daly City, 2023: 21 fatal or injury collisions were hit-and-run.

32nd of 62 in OTS size group B (1 = worst) — around the middle.

Speed-related

Daly City, 2023: 29 fatal or injury collisions were speed-related.

54th of 62 in OTS size group B (1 = worst) — among the best fifth.

Sources

Not insurance rates or quotes.

An SR-22 is not a type of insurance. It is a certificate your carrier files with the California DMV proving you carry at least state-minimum liability, usually required after a suspension, a DUI, too many points or an at-fault accident while uninsured. Auto World writes the policy and sends the filing for Daly City drivers.

Daly City & San Mateo County

The average one-way commute in Daly City runs about 29 minutes, and mileage is one of the few rating factors you can actually change. 10.8% of Daly City commuters spend an hour or more getting to work each way, which is a different risk picture from a short local drive. 14.1% of Daly City workers get to work on public transit, so plenty of people here drive occasionally rather than daily. 12.8% of Daly City workers now work from home — and if your car stopped commuting, your policy should say so, because annual miles are part of the rate. The state's own crash rankings recorded 256 people killed or injured on Daly City roads in a single year, which is the number your liability limits are really there for. 43 pedestrians were killed or injured here in the same year, and pedestrian claims are exactly where a thin liability limit runs out.

Sources: U.S. Census Bureau, American Community Survey 2023 5-year estimates; California Office of Traffic Safety, Crash Rankings

Driving in Daly City

City population

104,901

Quote Daly City today

Bay Area

Insurance in Daly City: What Local Drivers Should Know

Daly City sits at the San Francisco / San Mateo County border with dense urban traffic patterns plus coastal fog-related collision exposure on I-280 and SR-1 — claim frequency tracks SF more than the rest of San Mateo County.

Major routes

I-280 · SR-1 · US-101

SR-22 / DMV

San Mateo and SF DMV branches handle SR-22 reinstatements with same-day electronic filing.

Carriers we write for Daly City

National General · Bristol West · Foremost servicio en español disponible

Last reviewed by Auto World Insurance — May 2026. California Insurance Broker License #6005606.

Frequently Asked Questions

What is the DMV checking when an SR-22 is required in Daly City?
That a policy stays in force; the insurer's electronic report is what the DMV sees. In Daly City, 55% of 55,491 workers drive alone to work, per the Census, so a lapse in proof can mean a lapse in getting to work.

Sources: U.S. Census Bureau, American Community Survey 5-year estimates (2023) — Daly City city, California; California DMV — Insurance Requirements

How much warning do I get before an SR-22 policy cancels in Daly City?
California sets a minimum. A California personal auto policy cannot be cancelled for nonpayment on less than 10 days written notice — 20 days for other reasons — and coverage runs until the date on that notice (Insurance Code section 662).

Sources: California Insurance Code section 662

Do I need an SR-22 in Daly City if I barely drive?
If the DMV requires it, yes; it attaches to your license, not your mileage. Low miles can still help the policy under it: 12.8% of Daly City workers work from home and 16.3% of commuters take under 15 minutes, per the Census.

Sources: U.S. Census Bureau, American Community Survey 5-year estimates (2023) — Daly City city, California; California Insurance Code section 1861.02

How common is an SR-22 case in Daly City?
The DMV does not publish filings by city. OTS does count drinking-driver crashes: in Daly City in 2023, 29 people were killed or injured in collisions where a driver had been drinking, and 11 people were killed or injured in collisions where a driver aged 21-34 had been drinking (OTS rank: 40th-worst of 62 similar-size cities).

Sources: California Office of Traffic Safety, OTS Crash Rankings — Daly City, 2023 (derived from SWITRS)

How many crashes in Daly City involve an injury?
CHP's crash file logged 547 collisions in Daly City in 2023 (every severity, freeway crashes included): 273 with someone killed or injured and 274 with no injury recorded. Under California's Good Driver test, an at-fault crash causing injury is disqualifying.

Sources: California Crash Reporting System (CCRS), CHP — California Open Data Portal (2023); California Insurance Code section 1861.025

Other options for Daly City drivers

Ready for your Daly City quote?

A California-licensed agent runs rates from several carriers in one call for Daly City — and the ID cards we email are accepted at any California DMV office.

Rates and averages shown are estimates based on general data. Actual rates depend on carrier underwriting and may vary. This is not a binding quote or an offer of coverage.

Auto World Insurance Services · 13910 Lyons Valley Rd # I, Jamul, CA 91935 · (619) 363-4466 · Privacy · Terms · CA Insurance Broker License #6005606