Cheap Auto Insurance in San Jose, CA

Agency-by-agency figures compiled by the California Department of Justice show the San Jose Police Department recorded 7,065 vehicle thefts in 2020, 6,101 in 2024 and 5,155 in 2025. DOJ counts known incidents and cautions that local conditions shape every count, so the useful reading is the direction over time inside San Jose.

Theft is covered under comprehensive, not liability. When a loan or lease is involved the contract settles the question; on a car you own outright it is your call, and a city that still logs thousands of thefts a year is part of that call.

Caltrans’ 2024 counts show up to about 273,000 vehicles a day on US-101 at Tully Road, about 229,000 on I-680 at King Road, about 215,000 on I-280 at 10th Street and about 173,000 on I-880 at Old Bayshore Highway.

The CHP San Jose Area patrols US-101, I-280, I-680, I-880 and Routes 17, 85, 87, 130 and 237, and describes itself as the largest CHP command in Northern California. Heavy-volume freeway miles are exactly the kind of exposure that makes your real annual mileage worth stating accurately on a quote.

Santa Clara County Superior Court hears traffic matters at the Family Justice Center Courthouse, 201 N. First Street, and at the South County courthouse in Morgan Hill; small claims are heard at the Downtown Superior Court, 191 N. First Street. Clerk’s offices are open Monday through Thursday until 3 p.m. and on Friday mornings only, and the traffic clerk can also be reached face to face by video through the court’s Virtual Public Counter.

For registration and title errands, DMV’s San Jose field office is at 111 W. Alma Avenue, and its page notes a self-serve kiosk for skipping the line.