Business & Commercial Insurance in California
One licensed broker for your whole business — commercial auto, general liability, a business owners policy (BOP), workers’ comp, and professional liability. Fast quotes by phone or text.
Commercial policies are quoted by a licensed agent — call or text with your business details, or request a quote online and we’ll follow up fast.
In short
Running a business in California means more than one kind of risk — your vehicles, your liability to customers, your property, your employees, and the professional advice you give. Auto World is a licensed California broker (#6005606) that now writes full commercial insurance through multiple commercial carriers, so you can cover the whole business with one agent instead of juggling five. There’s no instant online commercial quote — a licensed agent builds it with you by phone or text.
What commercial auto insurance covers
Commercial Auto
Liability and physical damage for the cars, vans, and trucks your business runs on — one work truck to a full fleet, plus hired & non-owned and cargo.
General Liability (GL)
Protects against third-party bodily-injury and property-damage claims, with limits up to $2 million per occurrence / $4 million aggregate, plus optional liquor, EPLI, and cyber.
Business Owners Policy (BOP)
A convenient package that bundles your business property and liability — limits up to $1 million / $2 million, with cyber liability included.
Workers’ Compensation
Required in California once you have employees — covers work-related injuries and helps manage the cost. 650+ eligible classes of business.
Professional Liability (E&O)
Errors & omissions coverage that protects against claims of negligence in the professional services you provide.
Who needs it
Contractors & tradesmen
Trucks, tools, job-site liability, and the certificates of insurance every general contractor and city require.
Restaurants & food service
Property, liability, liquor liability, and the vehicles you use for delivery or catering.
Retail & service shops
A BOP bundles your storefront property and customer-injury liability in one policy.
Offices & professionals
Professional liability (E&O) plus general liability for consultants, tech, bookkeeping, design, and engineering.
Any business with employees
California law requires workers’ compensation the moment you have employees — we place it across 650+ classes.
Get a commercial auto quote today
Tell us what you drive and what you haul — we shop multiple California commercial carriers and get you covered, often same day.
Why Auto World for commercial coverage
Your whole business with one licensed broker — auto, GL, BOP, workers’ comp, and E&O.
Full commercial coverage placed with multiple commercial carriers, not one company.
Multi-policy discount when you pair your commercial auto with GL, a BOP, workers’ comp, or E&O.
Same-day certificates of insurance (COIs) for clients, contracts, and job sites.
Licensed California insurance broker, CA DOI #6005606.
Spanish-speaking agents available — call or text (619) 363-4466.
Frequently asked questions
What kinds of commercial insurance does Auto World write?▾
Can I get a commercial quote online?▾
Can you cover my whole business in one place?▾
Do I need workers’ comp in California?▾
Do you provide certificates of insurance for contracts?▾
More commercial coverage
Ready to insure your work vehicles?
A licensed California agent will compare commercial carriers and get you a quote. Call or text now — proof of insurance often the same day.