Auto Insurance for Uninsured Chula Vista Drivers

The San Diego Superior Court hears traffic matters in Chula Vista at its South County Regional Center, 500 Third Avenue; your citation names the court location. On a first Vehicle Code 16028 citation, the court may dismiss the violation for a fee plus proof of insurance that was valid on the vehicle when the ticket was written: an insurance card, or a policy showing the company, policy number and coverage dates. It does not accept payment statements or declarations pages.

Buy coverage after the ticket and the court says the bail may be reduced, not dismissed. On a second or later 16028 offense, coverage that began after the ticket means a mandatory court appearance.

DMV must suspend a registration when the insurer reports a cancellation and no replacement reaches DMV within 45 days, or when no insurance is reported within 30 days of a new registration card. DMV states that a field office cannot clear that suspension. In Chula Vista the kiosks can: DMV lists them at the Albertsons at 720 Third Avenue, the Vons on Otay Lakes Road, the Ralphs on East Palomar Street and inside the Glover Avenue office, each taking proof of insurance and the reinstatement fee.

If the car is going to sit, an Affidavit of Non-Use lifts the insurance requirement, but DMV is clear that a car under non-use status cannot be driven or even parked on a public street.

The CHP San Diego Area covers fourteen freeway systems taking in Chula Vista, National City, Coronado and the City of San Diego, plus unincorporated Bonita and Otay Mesa. Any crash with an injury or more than $1,000 of property damage must be reported to DMV within 10 days. If the driver had no insurance, DMV suspends the license for at least a year, whoever caused the crash, and proof of insurance must then stay on file for three years.