Pressure Washing Insurance in California

The core coverage for the damage pressure washing actually causes — water forced behind siding or stucco, etched concrete, stripped paint, cracked windows, blown-out mortar, and harm to a client's building or landscaping. Limits commonly up to $2M per occurrence / $4M aggregate.

Chemicals and high-pressure overspray drifting onto adjacent cars, buildings, and landscaping — and wash-water runoff into storm drains, which California water regulations restrict. We help you place GL with carriers that address overspray and runoff rather than excluding it.

Required in California once you have employees. Power washing means ladders, lifts, slick surfaces, kickback from the wand, and hot-water burns — injuries happen. Comp covers their medical care and lost wages and is required on most commercial contracts.

Liability and physical damage on the truck and the water-tank trailer that carry your pumps, hoses, surface cleaners, and chemicals. A personal auto policy won't pay when you're towing your rig to a paid job, and the trailer and equipment can be scheduled on the policy.

Your pressure units, surface cleaners, hoses, and reels are covered against theft and damage by inland marine — separate from the auto policy — so a stolen trailer-load isn't a total loss.

Property managers, HOAs, general contractors, and commercial clients require a COI and additional-insured status before you wash their building or lot — we issue them fast.