Cheap Auto Insurance in Burbank, CA
We compare rates from multiple top-rated carriers so Burbank drivers pay less. Free quote in 2 minutes — bad credit and lapsed coverage accepted.
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Quick answer
In Burbank, the average one-way commute is 26.4 minutes and 4.6% of workers carpool (Census). For qualifying Burbank drivers, liability-only coverage starts at $31 a month — an advertised starting point, not a quote: your own rate depends on your record, mileage, vehicle and coverage choices, and different carriers price the same driver very differently, which is why we compare.
Local data · Los Angeles County
What a policy in Burbank actually has to cover
Price follows use, and use is measurable. These are the Census figures for driving in Burbank, and the carriers we have most often placed here.
- Average commute, one way
26.4 minutes on average: 1,008,725 minutes across Burbank’s 38,229 commuters.
- Carpooled to work
4.6% of Burbank workers (2,399 of 52,659).
- Under 15 minutes to work
25.1% of Burbank’s 38,229 commuters.
- Carriers we place here
The carriers we have most often placed across Los Angeles County are National General, Aspire and Anchor.
Burbank itself is below the level at which we publish a city-only figure, so this is the county.
Sources
- U.S. Census Bureau, ACS 5-year estimates, 2023 — 26.4 minutes (table B08013); 4.6% (table B08301); 25.1% (table B08303)
- Auto World Insurance Services, our own book of business, October 2026
Not insurance rates or quotes.
Local guide
Cheap car insurance in Burbank: the theft file, the courthouse map and the state low-cost program
Burbank police reported 245 motor vehicle thefts to the state for 2025, and 243 of them were cars — trucks and other vehicles barely appear. That is the Burbank number to weigh before paying for comprehensive; the rest of keeping a policy affordable here is keeping tickets off your record and knowing whether the state program fits.
Burbank’s theft numbers and the comprehensive question
The 2025 count is down from 297 in 2024 and 333 in 2021. Break-ins fell further: Burbank police reported 277 thefts from motor vehicles in 2025, against 770 in 2019, plus 57 thefts of parts and accessories.
Comprehensive is what pays if the car itself is taken, after the deductible; liability-only coverage pays for damage you cause others and nothing for your own car. Dropping comprehensive on a low-value car is a legitimate way to spend less. What was inside the car during a break-in is a separate matter your own policy wording settles.
Where a Burbank ticket is heard
The Los Angeles Superior Court’s courthouse directory lists only civil and criminal cases for the Burbank Courthouse at 300 East Olive. Traffic appears at other courthouses — Glendale, Pasadena and Van Nuys West among them — and your citation or courtesy notice names the one that has your case.
Wherever it lands, completing traffic violator school keeps the first such conviction in any 18-month period confidential, with no violation point assessed (Vehicle Code 1808.7). The law lets no one but a court see that confidential record — insurers included.
Parking rules and the low-cost program
Where the car spends the night comes up when you apply for a policy. On Burbank’s permit-restricted residential streets, residents can get permits only for vehicles registered to their home address, renewed every year; monthly permits for downtown city lots and structures cannot be used overnight, with no parking from 3:00 to 5:00 a.m.
California’s Low Cost Automobile Insurance Program is open to Burbank households whose gross income is at or under 250 percent of the federal poverty level, provided the driver has no at-fault injury accident in three years, no more than one at-fault property-damage accident or one moving-violation point (not both), and no Vehicle Code misdemeanor or felony conviction. Drivers with under three years of history can still qualify, with a surcharge.
Where this comes from
- California DOJ OpenJustice — Crimes and Clearances (including Arson), 1985–2025 — Motor vehicle thefts (by autos / trucks / other), thefts from vehicles and vehicle-accessory thefts reported by the Burbank Police Department, by year.
- Superior Court of California, County of Los Angeles — Burbank Courthouse (types of cases) — The Burbank Courthouse at 300 East Olive lists civil and criminal cases; the court directory lists traffic at Glendale, Pasadena and Van Nuys West, among others.
- California Vehicle Code section 1808.7 — The first traffic-violator-school conviction in any 18-month period is confidential and carries no violation point, except for commercial license holders, commercial vehicles and violations worth more than one point.
- City of Burbank — Parking Permits — Residential street permits are for vehicles registered to the resident’s home address and run on an annual cycle.
- City of Burbank — Business Parking Permits — Downtown lot and structure permits may not be used for overnight parking (no parking 3:00–5:00 a.m.).
- California Insurance Code section 11629.73 — Program eligibility: household income at or under 250 percent of the federal poverty level, licensing, driving-record and dependent-student rules.
Reviewed 2026-10-18
If you're shopping for cheap auto insurance in Burbank, prices vary widely between carriers. Auto World Insurance, a California-licensed brokerage, compares rates from several carriers in a single call — so Burbank drivers stop overpaying.
Burbank & Los Angeles County
The state's own crash rankings recorded 546 people killed or injured on Burbank roads in a single year, which is the number your liability limits are really there for. 47 pedestrians were killed or injured here in the same year, and pedestrian claims are exactly where a thin liability limit runs out. In the year the state last ranked, 31 fatal or injury collisions in Burbank were hit-and-runs, which is what uninsured-motorist coverage exists for. Speed was a factor in 62 fatal or injury collisions in Burbank that year, and a speeding ticket goes on the same driving record your rate is built from. 38.9% of Burbank households run a single vehicle, so when that one car is off the road the whole household is, which is what rental and towing cover are actually for. 41.1% of workers here are on the road half an hour or more each way, and more time on the road is more exposure, whatever your record looks like.
Sources: California Office of Traffic Safety, Crash Rankings; U.S. Census Bureau, American Community Survey 2023 5-year estimates
Driving in Burbank
Closest DMV field offices
- Glendale — 1335 W Glenoaks Boulevard, Glendale 91201
- West Hollywood — 936 N Formosa Ave, West Hollywood 90046 · about 4 miles from the Burbank city limits (straight line)
Source: California DMV field office list, retrieved September 21, 2026.
City population
107,337
Liability coverage from $31 a month. Yes, really.
State-minimum coverage for less than a tank of gas. Not everyone qualifies — two minutes tells you if you do.
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Insurance in Burbank: What Local Drivers Should Know
Burbank police recorded 245 vehicle thefts in 2025, down from 295 in 2022. If a car is stolen, comprehensive is the part of a policy that responds; liability-only coverage pays nothing toward your own vehicle.
Source: California DOJ OpenJustice — Crimes and Clearances (1985–2025)
Major routes
I-5 · SR-134 · SR-170
SR-22 / DMV
We normally file your SR-22 electronically with the California DMV the same business day your policy is bound. The closest DMV field offices to Burbank that accept proof of insurance are the Glendale and West Hollywood offices.
Carriers we write for Burbank
National General · Bristol West · Kemper
Frequently Asked Questions
Does my commute in Burbank change what I pay?
Sources: U.S. Census Bureau, American Community Survey 5-year estimates (2023) — Burbank city, California; California Insurance Code section 1861.02
What decides the price for a driver in Burbank?
Sources: California Insurance Code section 1861.02; California Office of Traffic Safety, OTS Crash Rankings — Burbank, 2023 (derived from SWITRS)
Should I drop uninsured motorist coverage to save money in Burbank?
Sources: California Office of Traffic Safety, OTS Crash Rankings — Burbank, 2023 (derived from SWITRS)
Does Auto World have an office in Burbank?
Is minimum liability enough for a Burbank driver?
Sources: California Office of Traffic Safety, OTS Crash Rankings — Burbank, 2023 (derived from SWITRS)