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Compton, Los Angeles County

Cheap Auto Insurance in Compton, CA

We compare rates from multiple top-rated carriers so Compton drivers pay less. Free quote in 2 minutes — bad credit and lapsed coverage accepted.

By Auto World Insurance Services · CA Broker License #6005606

Your quote is never sold to a list of agents — one licensed California broker (#6005606) contacts you.

Quick answer

In Compton, the average one-way commute is 30.1 minutes and 11.6% of workers carpool (Census). For qualifying Compton drivers, liability-only coverage starts at $31 a month — an advertised starting point, not a quote: your own rate depends on your record, mileage, vehicle and coverage choices, and different carriers price the same driver very differently, which is why we compare.

Local data · Los Angeles County

What a policy in Compton actually has to cover

Price follows use, and use is measurable. These are the Census figures for driving in Compton, and the carriers we have most often placed here.

Average commute, one way

30.1 minutes on average: 1,175,795 minutes across Compton’s 39,024 commuters.

Carpooled to work

11.6% of Compton workers (4,729 of 40,787).

Under 15 minutes to work

12.7% of Compton’s 39,024 commuters.

Carriers we place here

The carriers we have most often placed across Los Angeles County are National General, Aspire and Anchor.

Compton itself is below the level at which we publish a city-only figure, so this is the county.

Sources

Not insurance rates or quotes.

If you're shopping for cheap auto insurance in Compton, prices vary widely between carriers. Auto World Insurance, a California-licensed brokerage, compares rates from several carriers in a single call — so Compton drivers stop overpaying.

Compton & Los Angeles County

4.3% of Compton workers now work from home — and if your car stopped commuting, your policy should say so, because annual miles are part of the rate. The state's own crash rankings recorded 689 people killed or injured on Compton roads in a single year, which is the number your liability limits are really there for. 48 pedestrians were killed or injured here in the same year, and pedestrian claims are exactly where a thin liability limit runs out. In the year the state last ranked, 78 fatal or injury collisions in Compton were hit-and-runs, which is what uninsured-motorist coverage exists for. Speed was a factor in 98 fatal or injury collisions in Compton that year, and a speeding ticket goes on the same driving record your rate is built from. 23.4% of Compton households run a single vehicle, so when that one car is off the road the whole household is, which is what rental and towing cover are actually for.

Sources: U.S. Census Bureau, American Community Survey 2023 5-year estimates; California Office of Traffic Safety, Crash Rankings

Driving in Compton

Closest DMV field offices

  • Compton — 2111 South Santa Fe Avenue, Compton 90221

Source: California DMV field office list, retrieved September 21, 2026.

City population

95,740

Liability coverage from $31 a month. Yes, really.

State-minimum coverage for less than a tank of gas. Not everyone qualifies — two minutes tells you if you do.

Los Angeles County

Insurance in Compton: What Local Drivers Should Know

California DOJ figures show 841 vehicle thefts reported in Compton in 2025, down from 1,012 in 2022. A stolen car is a comprehensive claim, not a liability one, so a liability-only policy would not pay for it.

Source: California DOJ OpenJustice — Crimes and Clearances (1985–2025)

Major routes

I-710 · I-105 · SR-91

SR-22 / DMV

We normally file your SR-22 electronically with the California DMV the same business day your policy is bound. The closest DMV field offices to Compton that accept proof of insurance are the Compton and Bellflower offices.

Carriers we write for Compton

Bristol West · Aspire General · Anchor General — servicio en español disponible

Last reviewed by Auto World Insurance — October 2026. California Insurance Broker License #6005606.

Frequently Asked Questions

Does my commute in Compton change what I pay?
It can. Compton's average one-way commute is 30.1 minutes: 12.7% of commuters take under 15 minutes, 50.1% take 30 or more and 10.3% an hour or more, per the Census. Annual miles are the second rating factor in California's statute.

Sources: U.S. Census Bureau, American Community Survey 5-year estimates (2023) — Compton city, California; California Insurance Code section 1861.02

I work from home in Compton. Should my policy say so?
Yes, if it lowers your annual miles. Of 40,787 workers in Compton, 4.3% work from home, 11.6% carpool, 3.6% take transit and 77.9% drive alone, per the Census. Update the mileage if your commute changed.

Sources: U.S. Census Bureau, American Community Survey 5-year estimates (2023) — Compton city, California

What can cost a Compton driver the Good Driver discount?
California's test: Good Driver status requires being licensed the previous three years with not more than one violation point; a principally-at-fault accident with property damage only counts one point, and one causing bodily injury or death is disqualifying (Insurance Code section 1861.025).

Sources: California Insurance Code section 1861.025

Does Auto World have an office in Compton?
No. Auto World Insurance Services is a statewide California broker, license #6005606, serving Compton and the rest of Los Angeles County by phone, text and online, and comparing several companies on one call.
Is minimum liability enough for a Compton driver?
In 2023, 48 pedestrians were killed or injured in Compton (OTS rank: 8th-worst of 103 similar-size cities), and 20 bicyclists were killed or injured (OTS rank: 61st-worst of 103 similar-size cities). A minimum limit caps what the policy pays for those injuries.

Sources: California Office of Traffic Safety, OTS Crash Rankings — Compton, 2023 (derived from SWITRS)

Other options for Compton drivers

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