Professional Liability (E&O) Insurance in California
Protection for the advice and services you provide — errors & omissions coverage against claims of professional negligence, with limits up to $1 million per occurrence.
Commercial policies are quoted by a licensed agent — call or text with your business details, or request a quote online and we’ll follow up fast.
In short
Professional liability — also called errors & omissions (E&O) — protects you against claims that your professional work caused a client financial harm: a missed deadline, a mistake in your advice, or alleged negligence in the service you provide. General liability won’t cover that; E&O does. Auto World writes professional liability through multiple commercial carriers with limits up to $1 million per occurrence / $2 million aggregate for a range of professional classes. There’s no online commercial quote — a licensed agent builds yours by phone or text.
What commercial auto insurance covers
Errors & omissions (E&O)
Defends and pays claims that your professional service or advice caused a client financial loss.
Negligence claims
Covers allegations of professional negligence, mistakes, or failure to deliver as promised.
Limits up to $1M / $2M
Up to $1 million per occurrence / $2 million general aggregate.
Defense costs
Helps with the legal cost of defending a professional-liability claim — often the biggest expense even when you did nothing wrong.
Who needs it
Counselors & therapists
Mental-health and wellness professionals whose advice and care carry professional risk.
Bookkeepers & tax preparers
Financial-service professionals exposed to client claims over errors.
Software developers & web designers
Tech and creative pros who can be sued when a project goes wrong.
Engineers
Technical professionals whose work carries significant liability.
Dieticians & beauticians
Service professionals providing advice or treatment to clients.
Consultants & advisors
Anyone paid for their professional expertise and recommendations.
Get a commercial auto quote today
Tell us what you drive and what you haul — we shop multiple California commercial carriers and get you covered, often same day.
Why Auto World for commercial coverage
E&O written through multiple commercial carriers, limits up to $1M / $2M.
Covers the professional-negligence gap general liability leaves open.
Pairs naturally with general liability or a BOP — and many clients require both.
Bundle with commercial auto for a multi-policy discount.
A licensed agent matches the coverage to your profession.
Licensed California broker, CA DOI #6005606 — call or text (619) 363-4466.
Frequently asked questions
What’s the difference between professional liability and general liability?▾
Who needs E&O insurance?▾
What limits are available?▾
Does my contract require it?▾
How much does E&O cost?▾
More commercial coverage
Ready to insure your work vehicles?
A licensed California agent will compare commercial carriers and get you a quote. Call or text now — proof of insurance often the same day.