
Cheap Auto Insurance in Inglewood, CA
We compare rates from multiple top-rated carriers so Inglewood drivers pay less. Free quote in 2 minutes — bad credit and lapsed coverage accepted.
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Quick answer
In Inglewood, the average one-way commute is 30.7 minutes and 11.2% of workers carpool (Census). For qualifying Inglewood drivers, liability-only coverage starts at $31 a month — an advertised starting point, not a quote: your own rate depends on your record, mileage, vehicle and coverage choices, and different carriers price the same driver very differently, which is why we compare.
Local data · Los Angeles County
What a policy in Inglewood actually has to cover
Price follows use, and use is measurable. These are the Census figures for driving in Inglewood, and the carriers we have most often placed here.
- Average commute, one way
30.7 minutes on average: 1,409,255 minutes across Inglewood’s 45,881 commuters.
- Carpooled to work
11.2% of Inglewood workers (5,770 of 51,320).
- Under 15 minutes to work
16.3% of Inglewood’s 45,881 commuters.
- Carriers we place here
The carriers we have most often placed across Los Angeles County are National General, Aspire and Anchor.
Inglewood itself is below the level at which we publish a city-only figure, so this is the county.
Sources
- U.S. Census Bureau, ACS 5-year estimates, 2023 — 30.7 minutes (table B08013); 11.2% (table B08301); 16.3% (table B08303)
- Auto World Insurance Services, our own book of business, October 2026
Not insurance rates or quotes.
Local guide
Cheap car insurance in Inglewood: break-ins, the Regent Street courthouse and citywide permit parking
Inglewood police reported 801 motor vehicle thefts and 794 thefts from vehicles for 2025 — two numbers worth reading together before deciding what a low-cost Inglewood policy should leave out.
Inglewood’s theft file
The 801 thefts break down to 677 cars, 120 trucks and 4 other vehicles, down from 1,243 in 2021. Thefts of parts and accessories came to 285 in 2025.
These counts point at two different coverages. A stolen car, or stolen parts, is a comprehensive claim, and comprehensive is optional unless a lender or lease requires it. Whether belongings taken from inside the car are covered depends on the wording of your own auto, renters or homeowners policy — check before you assume either one pays.
Tickets in Inglewood
Traffic cases are among those heard at the Inglewood Courthouse, 1 Regent Street, according to the Los Angeles Superior Court’s directory; the juvenile courthouse at 110 Regent Street hears juvenile justice matters only.
If you are allowed to complete traffic violator school, Vehicle Code 1808.7 keeps the first such conviction in any 18 months confidential — disclosed to no one but a court — and assesses no point. It does not help commercial license holders or a violation worth more than one point.
Permit parking and the address on your policy
Inglewood’s Citywide Residential Permit Parking Program ties each permit to a license plate and requires the vehicle’s registration address to match the resident’s address. Two permits per residential address are free, and restrictions are enforced where permit signs are posted.
That same address is what an insurance application asks for, and California lets rating plans group areas by claims frequency and severity according to where a car is garaged (10 CCR 2632.5). Giving the address where the car really sleeps avoids a dispute at claim time.
If you are weighing the state’s Low Cost Automobile Insurance Program, note that its policy covers permitted drivers but excludes household members who do not themselves meet the program’s licensing and driving-record rules (Insurance Code 11629.71).
Where this comes from
- California DOJ OpenJustice — Crimes and Clearances (including Arson), 1985–2025 — Motor vehicle thefts (by autos / trucks / other), thefts from vehicles and vehicle-accessory thefts reported by the Inglewood Police Department, by year.
- Superior Court of California, County of Los Angeles — Inglewood Courthouse (types of cases) — The courthouse at 1 Regent Street hears civil, criminal, small claims, traffic and unlawful detainer cases; the Inglewood Juvenile Courthouse hears juvenile justice matters.
- California Vehicle Code section 1808.7 — The first traffic-violator-school conviction in any 18-month period is confidential and carries no violation point, except for commercial license holders, commercial vehicles and violations worth more than one point.
- City of Inglewood — Citywide Residential Permit Parking Program — Permits are tied to the license plate, registration address must match the resident’s, two permits per address are free, enforcement where signs are posted.
- California Code of Regulations, title 10, section 2632.5 — The mandatory and optional rating factors, including theft-deterrent devices and claims frequency / severity bands based on where the car is garaged.
- California Insurance Code section 11629.71 — Low-cost policy limits, optional uninsured-motorist and medical-payments coverage at added premium, the household-member exclusion and the vehicle-value cap.
Reviewed 2026-10-18
If you're shopping for cheap auto insurance in Inglewood, prices vary widely between carriers. Auto World Insurance, a California-licensed brokerage, compares rates from several carriers in a single call — so Inglewood drivers stop overpaying.
Inglewood & Los Angeles County
10.6% of Inglewood workers now work from home — and if your car stopped commuting, your policy should say so, because annual miles are part of the rate. The state's own crash rankings recorded 634 people killed or injured on Inglewood roads in a single year, which is the number your liability limits are really there for. 63 pedestrians were killed or injured here in the same year, and pedestrian claims are exactly where a thin liability limit runs out. In the year the state last ranked, 84 fatal or injury collisions in Inglewood were hit-and-runs, which is what uninsured-motorist coverage exists for. Speed was a factor in 105 fatal or injury collisions in Inglewood that year, and a speeding ticket goes on the same driving record your rate is built from. 36.4% of Inglewood households run a single vehicle, so when that one car is off the road the whole household is, which is what rental and towing cover are actually for.
Sources: U.S. Census Bureau, American Community Survey 2023 5-year estimates; California Office of Traffic Safety, Crash Rankings
Driving in Inglewood
Closest DMV field offices
- Inglewood — 621 N La Brea Ave, Inglewood 90302
Source: California DMV field office list, retrieved September 21, 2026.
City population
107,762
Liability coverage from $31 a month. Yes, really.
State-minimum coverage for less than a tank of gas. Not everyone qualifies — two minutes tells you if you do.
Quote Inglewood today
Insurance in Inglewood: What Local Drivers Should Know
Vehicle thefts reported to Inglewood police fell from 1,102 in 2022 to 801 in 2025, according to California DOJ figures. If a car is stolen, comprehensive is the part of a policy that responds; liability-only coverage pays nothing toward your own vehicle.
Source: California DOJ OpenJustice — Crimes and Clearances (1985–2025)
Major routes
I-405 · I-105 · SR-90
SR-22 / DMV
We normally file your SR-22 electronically with the California DMV the same business day your policy is bound. The closest DMV field offices to Inglewood that accept proof of insurance are the Inglewood and Hawthorne offices.
Carriers we write for Inglewood
Bristol West · National General · Aspire General — servicio en español disponible
Frequently Asked Questions
Does my commute in Inglewood change what I pay?
Sources: U.S. Census Bureau, American Community Survey 5-year estimates (2023) — Inglewood city, California; California Insurance Code section 1861.02
We have more cars than drivers in Inglewood. Does that matter?
Sources: U.S. Census Bureau, American Community Survey 5-year estimates (2023) — Inglewood city, California
Should I drop uninsured motorist coverage to save money in Inglewood?
Sources: California Office of Traffic Safety, OTS Crash Rankings — Inglewood, 2023 (derived from SWITRS)
What can cost an Inglewood driver the Good Driver discount?
Is minimum liability enough for an Inglewood driver?
Sources: California Office of Traffic Safety, OTS Crash Rankings — Inglewood, 2023 (derived from SWITRS)
